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literacy

literacy

+2

Rent vs buy in 2026, the five questions

Apr 13, 2026

•

1 min read

Rent vs buy in 2026, the five questions

Skip the opinions. Answer these five and the decision answers itself.

Enrico Scha
Enrico Scha

dark-patterns

+2

The $3,000 mistake I made in my twenties

Mar 30, 2026

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1 min read

The $3,000 mistake I made in my twenties

Why the first price you see ruins every decision after it.

Enrico Scha
Enrico Scha

literacy

+2

The real cost of financing a car

Mar 23, 2026

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1 min read

The real cost of financing a car

Why the monthly payment is the wrong number to focus on.

Enrico Scha
Enrico Scha

saving

+2

How big should your emergency fund actually be?

Mar 16, 2026

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1 min read

How big should your emergency fund actually be?

The "3 to 6 months" advice is wrong for most people.

Enrico Scha
Enrico Scha

literacy

+2

How to negotiate a raise that actually sticks

Jan 24, 2026

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1 min read

How to negotiate a raise that actually sticks

The three mistakes that cost people thousands when they ask.

Enrico Scha
Enrico Scha

subscriptions

+2

When to cancel a subscription vs pause it

Dec 27, 2025

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1 min read

When to cancel a subscription vs pause it

Pausing sounds responsible. It's usually the wrong choice.

Enrico Scha
Enrico Scha

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