saving

Jul 6, 2026

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1 min read

The mortgage offset trick

Why your savings account and your mortgage should talk to each other.

Enrico Scha

saving

How to read a phone plan without getting fooled

Jun 22, 2026

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1 min read

How to read a phone plan without getting fooled

The numbers that matter aren't the numbers they advertise.

Enrico Scha

saving

How big should your emergency fund actually be?

Mar 16, 2026

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1 min read

How big should your emergency fund actually be?

The "3 to 6 months" advice is wrong for most people.

Enrico Scha

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