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The cashback program that costs you more

Jun 8, 2026

•

1 min read

The cashback program that costs you more

2% back sounds good until you do the maths.

Enrico Scha
Enrico Scha

dark-patterns

+2

The credit card minimum payment trap

Jan 31, 2026

•

1 min read

The credit card minimum payment trap

Why paying the minimum keeps you in debt for 18 years.

Enrico Scha
Enrico Scha

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